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CIHAN BANK

ISLAMIC INVESTMENT AND FINANCE P.S.C

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  • المنتجات
    • تمويل المرابحة( تملك و قسط شهريا)
    • الايجارة المنتهية بالتمليك (بإيجارك الشهري تملك)
    • الايجارة الموصوفة بالذمة(تقسيط كلف الخدمات و المنافع):
    • الاعتمادات المستندية
    • خطابات الضمان
    • المشاركة
    • بيع المساومة بالسعر النقدي
    • بطاقة جيهان الإسلامية المقسطة(بطاقة التقسيط)
    • المخصصات التجارية
    • برنامج لؤلؤة
    • مرابحة الذهب الفورية
    • اخری
  • الخدمات المصرفية
    • الخدمات المصرفية للأفراد
      • الحساب الجاري
      • حساب الادخار الاستثماري
      • تمويل المشاريع
      • تحويل الاموال
        • الامر الثابت المستدام
        • الحوالات الداخلية
        • الحوالات المحلية
        • الحوالات الدولية
      • حسابات توطين الرواتب
      • حساب وديعة لأجل
      • وديعة لأجل مميز
      • حساب الادخار لمستقبل الأبناء
      • برنامج لؤلؤة للسيدات
      • حساب لؤلؤة للسيدات
      • الائتمان النقدي و التعهدي
      • خدمة دفاتر الصكوك
      • اصدار صكوك السفتجة
      • اصدار الصكوك المصدقة
      • البطاقات المصرفية
      • صناديق الامانات
    • الخدمات المصرفية للشركات
      • حساب جاري للشركات
      • خطابات الضمان
      • تمويل المرابحة(التمويلات التجارية – التمويلات الرأس مالية )
      • الاعتمادات المستندية (الاعتماد المستندي بالتمويل الذاتي- الاعتماد المستندي بتمويل المرابحة)
      • حساب الادخار الاستثماري للشركات
      • حساب وديعة لاجل للشركات
      • حساب وديعة لاجل مميز للشركات
      • تحويل الأموال
        • الحوالات الداخلية
        • الحوالات المحلية
        • الحوالات الدولية
      • اصدار دفاتر الصكوك
      • اصدار الصكوك المصدقة
      • اصدار صكوك السفتجة
      • صناديق الامانات
  • المصرف الالكتروني
    • مواقع صرافاتنا الالية
    • الفروع
    • البطاقات المصرفية
      • البطاقات الدائنة
      • المدينة
      • البطاقات المدفوعة مسبقا
      • بطاقة التقسيط (بطاقة جيهان الإسلامية المقسطة)
    • المساعد الرقمي
    • الخدمات المصرفية عبر الانترنت البنكي
      • الاستعلام عن الرصيد و الحركات
      • فتح الحسابات من غير مراجعة المصرف
      • إدارة خدمات المستفيدين
      • خدمة البطاقات المصرفي
      • خدمة شحن رصيد الألعاب في المواقع الالكترونية
      • شحن خطوط الاتصال
      • خدمات إدارة دفاتر الصكوك
      • التحويل بين الحسابات لعملاء المصرف
      • التحويل بين الحسابات لنفس العميل
      • طلب كشف حساب
    • الخدمات المصرفية من خلال التطبيق البنكي
      • الاستعلام عن الرصيد و الحركات
      • طلب كشف حساب
      • التحويل بين الحسابات لنفس العميل
      • التحويل بين الحسابات لعملاء المصرف
      • خدمات إدارة دفاتر الصكوك
        • إيقاف صك
        • طلب اصدار دفتر صكوك
      • شحن خطوط الاتصال
      • خدمة شحن رصيد الألعاب في المواقع الالكترونية
      • إدارة البطاقات المصرفي
      • إدارة خدمات المستفيدين
      • فتح الحسابات من غير مراجعة المصرف
    • خدمة الرسائل القصيرة
    • قنوات الاتصال مع مصرف جيهان
    • صفحات التواصل الالكتروني لمصرف جيهان
  • الشمول المالي
    • أوقات دوام المصرف
    • الحملة الاعلانية
    • فيديوهات توعوية
    • فروع المصرف
    • نصائح و منشورات ارشادية و توعوية
    • خطة المصرف الاستراتيجية لشمول المالي
  • علاقات المستثمرين
    • التقارير المالية والاداء
    • هيكل ملكية المصرف
    • اجتماعات الهيئة العامة
    • التقارير السنوية
    • عدد الاسهم المصدرە
    • الأسهم المتداولة
      • قيم التداول
      • عدد الاسهم
      • سعر السهم
    • مجلس الاداره/ اللجان المنبثقه
    • ( الاداره التنفيذيه / اللجان المنبثقه ومراقب الحسابات
    • الشركات التابعه والزميله
  • نبذة عنا
    • رؤية المصرف
    • رؤيتنا
    • رسالتنا
    • القيم الجوهرية
    • الأهداف الإستراتيجية
    • حوكمة الشركات
    • تقرير الاستدامة
      • تقرير الاستدامة لسنة 2023
    • قائمة البنوك المراسلة
  • روابط ذات صلة
    • جامعة جیهان – اربیل
    • جامعة جیهان – سلیمانیة
    • جامعة جیهان – دهوک
    • الجامعة اللبنانية الفرنسية
    • جیهان موتورز
    • جيهان للمواد الغذائية
    • شركات جيهان
    • شركة جيهان لتأمين
    • جیهان لتاجیر السیارات
    • هيئة المحاسبة و المراجعة الإسلامية
    • البنك المركزي العراقي
    • المركز الإسلامي الدولي للمصالحة
    • اتحاد المصارف العربية

Corporate Governance

  • Governance Guide for Cihan Bank
  • Corporate Governance Committee Annual Report 2019
  • Corporate Governance Committee Annual Report 2020

Cihan Bank Cards

  • Credit Card
  • Debit Card
  • Prepaid Card
  • Credit Card
  • Debit Card
  • Prepaid Card

Cihan Bank News

Arab Financial Inclusion Day
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Arab Financial Inclusion Day

May 12, 2024 Admin Cihan 0
Cihan Bank for Islamic Investment and Finance has obtained the updated ISO certificate for the Quality Management System.Cihan Bank always strives to provide the best!
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Cihan Bank for Islamic Investment and Finance has obtained the updated ISO certificate for the Quality Management System.Cihan Bank always strives to provide the best!

January 17, 2024 Admin Cihan Comments Off on Cihan Bank for Islamic Investment and Finance has obtained the updated ISO certificate for the Quality Management System.Cihan Bank always strives to provide the best!
Cihan Bank for Investment and Islamic Finance was honored by His Excellency the Governor Dr. Ali Mohsen Ismail Al-Alaq and Iraqi Private Banks League
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Cihan Bank for Investment and Islamic Finance was honored by His Excellency the Governor Dr. Ali Mohsen Ismail Al-Alaq and Iraqi Private Banks League

October 26, 2023 Admin Cihan 0

Cihan Bank for Investment and Islamic Finance was honored by His Excellency the Governor Dr. Ali Mohsen Ismail Al-Alaq and

Grand opening of the new building
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Grand opening of the new building

June 15, 2023 Admin Cihan 0

Opening of the general management building and the main branch of Cihan Bank for Islamic Investment and Finance Cihan Group

The opening of the new building of Cihan Bank head Quarter and Main branch
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The opening of the new building of Cihan Bank head Quarter and Main branch

June 12, 2023 Admin Cihan 0
The winner of the correct prediction of the 25th Gulf Cup competition from Cihan Bank for Investment and Finance Islamic
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The winner of the correct prediction of the 25th Gulf Cup competition from Cihan Bank for Investment and Finance Islamic

February 1, 2023 Admin Cihan 0
The participation of Cihan Bank for Islamic Investment and Finance in the banking sector development conference that was held in Erbil – Erbil Rotana Hotel on 12/4/2022
News 

The participation of Cihan Bank for Islamic Investment and Finance in the banking sector development conference that was held in Erbil – Erbil Rotana Hotel on 12/4/2022

December 8, 2022 Hewr 0
The visit of the Deputy Governor of the Central Bank of Iraq, the President of the Association of Private Banks and the Director General of the Central Bank of Iraq in the Kurdistan Region, on Thursday, 30/6/2022, To Cihan Bank for Islamic Investment and Finance, and convey the greetings of the Governor of the Central Bank of Iraq and his wishes for the continuation of work and keeping pace with the development in its work and roles to promote Financial inclusion.
News 

The visit of the Deputy Governor of the Central Bank of Iraq, the President of the Association of Private Banks and the Director General of the Central Bank of Iraq in the Kurdistan Region, on Thursday, 30/6/2022, To Cihan Bank for Islamic Investment and Finance, and convey the greetings of the Governor of the Central Bank of Iraq and his wishes for the continuation of work and keeping pace with the development in its work and roles to promote Financial inclusion.

July 17, 2022 Admin Cihan 0
Participation of Cihan Bank for Islamic Investment and Finance in the IRAQ FINANCE EXPO which was held on the land of Baghdad International Fair for the period 2-4 July 2022 Baghdad.
News 

Participation of Cihan Bank for Islamic Investment and Finance in the IRAQ FINANCE EXPO which was held on the land of Baghdad International Fair for the period 2-4 July 2022 Baghdad.

July 17, 2022 Admin Cihan 0
Cihan Bank for Investment and Islamic Finance was honored by the Association of Iraqi Private Banks and Tishk University for participating in financial inclusion events held at Tishk University in Kurdistan Province – Erbil on April 27, 2022
News 

Cihan Bank for Investment and Islamic Finance was honored by the Association of Iraqi Private Banks and Tishk University for participating in financial inclusion events held at Tishk University in Kurdistan Province – Erbil on April 27, 2022

June 23, 2022 Hewr 0
The participation of Cihan Bank for Islamic Investment and Finance in the career fair that was held at Kurdistan University on 29/5/2022
News 

The participation of Cihan Bank for Islamic Investment and Finance in the career fair that was held at Kurdistan University on 29/5/2022

June 14, 2022 Hewr 0
The participation of Cihan Bank for Islamic Investment and Finance in the activities of financial inclusion in the city of Mosul, Baghdad and Basra which lasted for the period from 15 to 21/5/2022
News 

The participation of Cihan Bank for Islamic Investment and Finance in the activities of financial inclusion in the city of Mosul, Baghdad and Basra which lasted for the period from 15 to 21/5/2022

June 14, 2022 Hewr 0
Bank deposits are subject to Insurance by the Deposit Insurance Company
News 

Bank deposits are subject to Insurance by the Deposit Insurance Company

November 3, 2021 Admin Cihan 0
Training Course for Cihan University Students
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Training Course for Cihan University Students

April 15, 2021 Admin Cihan 0
Meeting of the General Authority of Cihan Bank
News 

Meeting of the General Authority of Cihan Bank

November 2, 2020 Admin Cihan 0

The General Authority Meeting of Cihan Bank for Islamic Investment and Finance had been held on Saturday 24/10/2020, and was

Mr Haji Azad Yahya Bajger, Chairman of Cihan Group, was rewarded with a medal by his highness Emperor of Japan
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Mr Haji Azad Yahya Bajger, Chairman of Cihan Group, was rewarded with a medal by his highness Emperor of Japan

February 24, 2019 Admin Cihan 0

20/02/2019, Mr Haji Azad Yahya Bajger, Chairman of Cihan Group, was rewarded with a medal by his highness Emperor of

Visit of the Governor of the Central Bank of Iraq to Cihan Bank for Islamic Investment and Finance
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Visit of the Governor of the Central Bank of Iraq to Cihan Bank for Islamic Investment and Finance

February 10, 2019 Admin Cihan 0

HE Governor of the Central Bank of Iraq Dr. Ali Mohsen Ismail, has visited accompanied by the Director of the

Signing a contract with Kurdistan Bar Association
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Signing a contract with Kurdistan Bar Association

December 11, 2018 Admin Cihan 0

In order to provide the best banking services and support Financial Inclusion.Cihan Bank for Islamic Investment and Finance signed a

Workshop (Forms and steps of Murabaha legitimacy and the foundations of their application)
News 

Workshop (Forms and steps of Murabaha legitimacy and the foundations of their application)

December 10, 2018 Admin Cihan 0

In order to clarify the mechanism of work on Murabaha contracts and the steps of implementation Cihan Bank for Islamic

Honoring Chairman of the Board of Directors of Cihan Bank For Islamic Investment and Finance. Mr. Azad Yahia Saeed Bajger by the Union of Arab Banks.
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Honoring Chairman of the Board of Directors of Cihan Bank For Islamic Investment and Finance. Mr. Azad Yahia Saeed Bajger by the Union of Arab Banks.

November 29, 2018 Admin Cihan 0

The Union of Arab Banks honored the Chairman of the Board of Directors of Cihan Bank for Investment and Islamic

Cihan bank for Islamic investment and finance participates in the events of the ALAK Baghdad
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Cihan bank for Islamic investment and finance participates in the events of the ALAK Baghdad

November 28, 2018 Admin Cihan 0

As a part of the bank’s contributions to the social initiatives, the opening of (ALAQ Baghdad ) project started on

Cihan Bank participates in Arab Financial Inclusion Day
News 

Cihan Bank participates in Arab Financial Inclusion Day

April 28, 2018 admin 0

Cihan Bank participates in Arab Financial Inclusion Day

Training Course
News 

Training Course

August 10, 2017 admin 0

( Participating in the course of (Financial and Financial Analysis) As reference to the contract and coordination between Ernst &

New Features in iBanking
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New Features in iBanking

June 19, 2017 admin 0

We would like to announce that we have added new features to our iBanking service to better manage all of

Central Bank of Iraq – Private Banks Classifications as at CAMEL System
News 

Central Bank of Iraq – Private Banks Classifications as at CAMEL System

May 10, 2017 admin 0

Seq.         Bank’s Name                                          Evaluation of 2010                  Evaluation of 2009 —–         ——————-                                       Evaluation / Degree                 Evaluation / Degree 01            Middle

Lottery for Saving Account Holders (April 2011)
News 

Lottery for Saving Account Holders (April 2011)

May 10, 2017 admin 0

Cihan Bank has done a lottery and distributed 10 special gifts for the saving account holders whom have balance more

Cihan Bank celebrates the 5th anniversary
News 

Cihan Bank celebrates the 5th anniversary

May 10, 2017 admin 0

Cihan Bank celebrates the 5th anniversary. A celebration was arranged at the Head Office in Erbil/ Kurdistan Region. The Chairman

Cihan Bank Services
ATM Big Slider Business Cihan Bank Cards Investment News services 

Cihan Bank Services

April 16, 2017 admin 1

{:en}Cihan Bank Services Anytime! Anywhere!{:}{:ku}خزمه تگوزارى ئه لكترۆنى بانكى جيهان له هه موو ساتيك له هه موو شوينيك{:}{:ar}خدمات مصرف جيهان

Cihan Bank celebrates the 5th anniversary. A celebration was arranged at the Head Office in Erbil/ Kurdistan Region
News 

Cihan Bank celebrates the 5th anniversary. A celebration was arranged at the Head Office in Erbil/ Kurdistan Region

April 20, 2014 admin 0

Cihan Bank celebrates the 5th anniversary. A celebration was arranged at the Head Office in Erbil/ Kurdistan Region. The Chairman

Profit Distribution Announcement
News 

Profit Distribution Announcement

February 2, 2014 admin 0

اعلان يقدم مصرف جيهان للاستثمار والتمويل الاسلامي ازكى التهاني والتبريكات بمناسبة عيد المولد النبوي الشريف والسنة الميلادية الجديدة. ويعلن لكافة

Cihan Bank is currently establishing an Investment Fund Project to finance the strategic projects in Kurdistan and Major cities of Iraq.
News 

Cihan Bank is currently establishing an Investment Fund Project to finance the strategic projects in Kurdistan and Major cities of Iraq.

January 8, 2014 admin 0

Cihan Bank is currently establishing an Investment Fund Project to finance the strategic projects in Kurdistan and Major cities of

Greetings & Congratulations from TATWEEJ Academy for Excellence Awards
News 

Greetings & Congratulations from TATWEEJ Academy for Excellence Awards

July 30, 2013 admin 0

TATWEEJ Academy for Excellence & Quality Official Letter: We are delighted to announce you that Cihan Bank for Islamic Investment

News 

Central Bank of Iraq – Private Banks Classifications as at CAMEL System:

June 11, 2012 admin 0

Seq.         Bank’s Name                                          Evaluation of 2010                  Evaluation of 2009 —–         ——————-                                       Evaluation / Degree                 Evaluation / Degree 01            Middle

Implements Islamic Banking Solution at Cihan Bank
News 

Implements Islamic Banking Solution at Cihan Bank

June 11, 2012 admin 0

Path Solutions has announced the successful go live of iMAL at Cihan Bank, Erbil. Cihan, the first privately owned bank

News 

Cihan Bank signed with Kurd Sky Co. to connect all its branches through vsat (December 2010)

June 26, 2011 admin 0

As our bank is going to the automated system, it was essential to link all our branches to each other

Cihan Bank has opened its fifth branch in Zakho.
News 

Cihan Bank has opened its fifth branch in Zakho.

June 26, 2011 admin 0

Cihan Bank has opened its fifth branch in Zakho which is in the border of Kurdistan and Turkey. There is

Cihan Bank has distributed 9.2% for the USD and IQD saving accounts. (January 2010)
News 

Cihan Bank has distributed 9.2% for the USD and IQD saving accounts. (January 2010)

June 26, 2011 admin 0

After the closure of the bank’s first fiscal year, Cihan Bank has distributed 9.2% profit for the saving account holders.

Cihan Bank has opened its third branch in Baghdad (November 2009)
News 

Cihan Bank has opened its third branch in Baghdad (November 2009)

June 26, 2011 admin 0

Since Baghdad is the capital of Iraq, it was very crucial for us to open a branch there. Our Baghdad

News 

Cihan Bank has published its second Annual Report for the year 2010

June 23, 2011 admin 0

Cihan Bank has completed its second fiscal year and our annual report for 2010 is ready now. During this year,

News 

Cihan Bank Main Branch has signed with Bajger Co. for Cars to provide the Murabaha Private Cars (May 2011)

June 23, 2011 admin 0

Cihan Bank has signed a contract with Bajger Co. which is the main dealer of Mercedes Benz in Kurdistan Region

News 

Cihan Bank Main Branch has signed with Serdar Cars to provide the Murabaha Private Cars (May 2011)

June 23, 2011 admin 0

Cihan Bank has signed a contract with Serdar Cars which has various models of cars. Our bank will provide Murabaha

News 

Cihan Bank Bajger Branch has signed with Mahmood Cars to provide the Murabaha Private Cars (March 2011)

June 23, 2011 admin 0

Cihan Bank has signed a contract with Mahmood Cars which has various models of cars. Our bank will provide Murabaha

News 

Cihan Bank Main Branch has signed with Hadar Co. for Cars to provide the Murabaha Private Cars (April 2011)

June 23, 2011 admin 0

Cihan Bank has signed a contract with Hadar Co. which has various models of cars. Our bank will provide Murabaha

News 

Cihan Bank Main Branch has signed with Neriman Co. for Cars to provide the Murabaha Private Cars (May 2011)

June 23, 2011 admin 0

Cihan Bank has signed a contract with Neriman Co. which is a dealer of Nissan in Kurdistan Region of Iraq.

Cihan Bank Bajger Branch has signed with Mehitap Co. for Cars to provide the Murabaha Private Cars (March 2011)
News 

Cihan Bank Bajger Branch has signed with Mehitap Co. for Cars to provide the Murabaha Private Cars (March 2011)

June 23, 2011 admin 0

Cihan Bank has signed a contract with Mehitap Co. which has various models of cars. Our bank will provide Murabaha

Cihan Bank has distributed 8.5% profit for the saving accounts in IQD and 8.5% for the USD accounts. (January 2011)
News 

Cihan Bank has distributed 8.5% profit for the saving accounts in IQD and 8.5% for the USD accounts. (January 2011)

June 23, 2011 admin 0

In the second year of Cihan Bank, the bank has distributed 8.5% profit for the USD and IQD saving account

Cihan Bank signed a contract with Info Tech for MICR cheque printing system (March 2011)
News 

Cihan Bank signed a contract with Info Tech for MICR cheque printing system (March 2011)

March 23, 2011 admin 0

To enhance our security more in cheque papers, our management has decided to purchase a system special for MICR cheque

Cihan Bank has published its first annual report. (March 2010)
News 

Cihan Bank has published its first annual report. (March 2010)

March 23, 2010 admin 0

The first Annual Report for Cihan Bank is published. Despite that the bank has been working for 9 months, the

Cihan Bank has signed a contract with Info Tech to establish its hardware infrastructure (December 2009)
News 

Cihan Bank has signed a contract with Info Tech to establish its hardware infrastructure (December 2009)

December 25, 2009 admin 0

Cihan Bank has established its entire hardware infrastructure with IBM servers and Cisco Devices. All the hardware of Cihan Bank

Cihan Bank has opened its fourth branch in Suleymania (November 2009)
News 

Cihan Bank has opened its fourth branch in Suleymania (November 2009)

November 23, 2009 admin 0

Cihan Bank has opened a new branch in Suleymania in Kurdistan Region of Iraq. The city is the second largest

Cihan Bank has opened its second branch in Erbil. (October 2009)
News 

Cihan Bank has opened its second branch in Erbil. (October 2009)

October 26, 2009 admin 0

Bajger Branch in the city centre of Erbil was opened on October 2009. The location of the branch is very

CB signed with Path Solutions for the core banking system iMal (August 2009)
News 

CB signed with Path Solutions for the core banking system iMal (August 2009)

August 20, 2009 admin 0

Cihan Bank has signed with Path Solutions on August 2009 to get iMal as the core banking for Cihan Bank.

Cihan Bank has signed an agreement with Cihan Group to Murabaha for the Toyota Corolla Taxi (May 2009)
News 

Cihan Bank has signed an agreement with Cihan Group to Murabaha for the Toyota Corolla Taxi (May 2009)

May 5, 2009 admin 0

Cihan Group has one of the biggest projects in Kurdistan which is bring 10,000 Corolla Taxi cars to Kurdistan region

CB signed with AEG to be a member of SWIFT (May 2009)
News 

CB signed with AEG to be a member of SWIFT (May 2009)

May 5, 2009 admin 0

Cihan Bank has signed with AEG which is a SWIFT (Society for Worldwide Interbank Financial Telecommunication) Regional Partner for Middle

About Us

Cihan Bank for Islamic Investment and Finance was established in February 2008 in accordance with the Iraqi Companies Law No. 1997-21 and its amendments for the year 2004, as the bank opened on 4/1/2009 at its headquarters in Erbil. Cihan Bank is a complete Islamic bank listed on the regular market of the Iraq Stock Exchange (ISX) since 2017 under the abbreviated name (BCIH) and the company code in the international agency ISIN (IQ000A2DN949) and is subject to the disclosure standards of the Iraqi Securities Commission (ISC) and the Iraq Stock Exchange, It offers a wide range of Islamic banking products and services, and we strive to provide the best and unique banking services and develop them in accordance with the principles of Islamic law to our customers from government institutions to companies and individuals in the new Iraq, including the governorates in the Kurdistan Region.

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