Prepaid Card

We Provide Three Classes of Prepaid Cards

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Benefits and features

General Card

  • Customer Name On The Card.
  • Card Holder must be bank's customer.
  • The Card Issued After customer request.
  • The Card Linked to customer's account.
  • Expiry Date two years from issuing Date.

Internet Card

  • Will give you a wide range of benefits that are designed to give you the financial flexibility and purchasing power that suits your needs wherever you are and at any time you want.
  • Accepted worldwide at most of retail shops.
  • Reload the card with the amount you need.
  • Confidentiality and safety

Gift Card

  • No Need To Be Bank's Customer.
  • No Need To Open Account in Bank.
  • Simple Application Must be filled.
  • KYC Form Should be Filled.
  • Only Passport or ID Photocopy.
  • Cards Already At The Branches.

Interest and fees

GENERAL CARD
  • Card Price USD 45
  • ATM Cihan Bank no fees
  • ATM for other Banks 0.06 fee
  • POS transaction fee 0.01

INTERNET CARD
Card Price IQD 5000

GIFT CARD
  • Card Price IQD 10,000
  • ATM Cihan Bank no fees
  • ATM for other Banks 0.06 fee
  • POS transaction fee 0.01
  • IQD 5000 fees for each recharge
  • Internet transaction fee 0.01
  • Maximum Reload Amount 1 Million / Day
  • Maximum Reloaded Amount during the Month 10 Million
  • One Year Expiry Date

Security and features

    General Card & Gift Card

  • PIN.Secure Code service that helps enhance the security of transactions when you're using at ATM, POS.
  • CVV. The three-digit code indent printed on the signature panel of a MasterCard card enables retailers to ensure that the cardholder has possession of the card during a phone or online (Internet) transaction.
  • Chip technology. A chip is embedded inside each card to enhance payment security. This chip creates unique data with each new transaction, and it also makes counterfeiting much more difficult.
  • Hologram. A three-dimensional image with interlocking globes reflects light and appears to move when the card is rotated.
  • Tamper-evident signature panel. The signature panel on the back of a MasterCard card guards against fraudulent use.

    Internet card

  • CVV. The three-digit code indent printed on the signature panel of a MasterCard card enables retailers to ensure that the cardholder has possession of the card during a phone or online (Internet) transaction.